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Santo Domingo owners financing

Real Estate financing for purchasing a property in the Dominican Republic - Owner Financing

Sometimes owners of property in the Dominican Republic are willing to offer owner financing, but usually for only 50% and over shorter time frames of 2 – 5 years at interest rates of 7 – 10%. This is usually negotiated during your offer stage and will be written into any offer to purchase made by you.

Normally the realtor will be able to advise on which properties you may be able to obtain bank financing on or whether the owner will be willing to consider financing part of the purchase price.  

Residential and Commerical Loan Programs


Scotiabank Acropolis Mall Santo Domingo Dominican Republi


BHD Bank 27 Febrero Santo DOmingo Dominican Republic


MORTAGAGE LOANS AND MORE (Prestamos Hipotecarios y Mas)

Are you a foreigner looking to invest in a vacation or retirement property here in the Dominican Republic, but you are in need of a mortgage loan. Discover how easy and quickly you can get a Mortgage, Construction or Remodeling Loan from BHD and Scotiabank.


Financing up to 20 years for construction of a single-family home.

What do I need to apply for a New Home Construction Mortgage Loan?

  • A completed mortgage loan application.
  • A copy of your Dominican I.D. or Passport
  • Certification of Income.
  • Statement of Personal Financial Position.
  • Construction Budget.
  • Copy of title of ownership of the construction area.
  • Building Plans.
  • Certification of Payment or Exemption from Luxury Residence Tax (IVSS – Impuesto a la Vivienda Suntuaria).


Buy your home today and pay for it within a maximum period of 20 years.

What do I need to apply for a Home Purchase Mortgage Loan?

  • A completed mortgage loan application.
  • A copy of your Dominican I.D. or Passport
  • Certification of Income.
  • Statement of Personal Financial Position.
  • Copy of the certification title of the property to be purchased.
  • Certification of payment or exemption from Luxury Residence Tax (IVSS – Impuesto a la Vivienda Suntuaria).


Financing facilities with payment periods of up to 15 years.

What do I need to apply for a Home Remodeling Mortgage Loan?

  • Application Form.
  • Document of Personal Identification.
  • Certification of Income.
  • Statement of Personal Financial Position.
  • Proposed Remodeling Budget.
  • Copy of Certificate of Ownership of Property.
  • Certification of Payment or Exemption from Luxury Residence (IVSS - Impuesto a la Vivienda Suntuaria).

Want to know more about acquiring a loan along with interest rates from BHD Bank and Scotiabank, contact us Email or Call: 809-518-2801


Alex Hernandez

Alex Hernandez

Santo Domingo, Santo Domingo
Dominican Republic

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